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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,176 | $84,236+84.2% | $170,439-9.0% | $70,124+121.3% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.99% | 23.06%-7.1pp | 205.94%-190.0pp | 73.14%-57.2pp |
| Employer contribution / active EE | $6,608 | $3,387+95.1% | $5,433+21.6% | $2,342+182.1% |
| Participant deferral / active EE | $6,115 | $3,086+98.2% | $4,939+23.8% | $3,332+83.5% |
| Admin fee / account holder | $3,131 | $5,698-45.0% | $13,881-77.4% | $4,645-32.6% |