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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,280 | $100,203-53.8% | $85,240-45.7% | $145,897-68.3% |
| Participation rate | 23.5% | 74.1%-50.6pp | 67.5%-44.0pp | 80.3%-56.8pp |
| Annual return | 13.65% | 84.28%-70.6pp | 66.75%-53.1pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,416 | $3,242-56.3% | $2,735-48.2% | $4,663-69.6% |
| Participant deferral / active EE | $3,493 | $5,299-34.1% | $4,527-22.8% | $6,689-47.8% |
| Admin fee / account holder | $670 | $7,265-90.8% | $6,165-89.1% | $13,390-95.0% |