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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,769 | $178,174-61.4% | $156,181-56.0% | $137,256-49.9% |
| Participation rate | 26.7% | 82.0%-55.4pp | 78.8%-52.2pp | 80.0%-53.3pp |
| Annual return | 19.63% | 84.19%-64.6pp | 64.87%-45.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,476 | $4,972-70.3% | $4,294-65.6% | $4,156-64.5% |
| Participant deferral / active EE | $3,887 | $6,888-43.6% | $6,132-36.6% | $6,407-39.3% |
| Admin fee / account holder | $976 | $17,404-94.4% | $14,586-93.3% | $12,270-92.0% |