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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES INC Service code 27 · EIN 59-1237041 | Advisory (Plan) | $101,756 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $93,699 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,724 | $122,128-8.5% | $147,117-24.1% | $200,096-44.2% |
| Participation rate | 93.2% | 78.2%+15.0pp | 82.2%+11.0pp | 72.0%+21.2pp |
| Annual return | 14.19% | 30.58%-16.4pp | 420.54%-406.3pp | 34.26%-20.1pp |
| Employer contribution / active EE | $2,725 | $4,093-33.4% | $4,932-44.8% | $3,038-10.3% |
| Participant deferral / active EE | $10,041 | $8,484+18.4% | $8,065+24.5% | $5,090+97.3% |
| Admin fee / account holder | $103 | $180-42.9% | $12,993-99.2% | $269-61.9% |