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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,009 | $154,193+77.1% | $130,045+109.9% | $139,466+95.8% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.5%+12.4pp | 80.3%+10.6pp |
| Annual return | 15.12% | 32.51%-17.4pp | -137.30%+152.4pp | 373.66%-358.5pp |
| Employer contribution / active EE | $2,985 | $5,292-43.6% | $4,321-30.9% | $4,754-37.2% |
| Participant deferral / active EE | $9,198 | $6,709+37.1% | $5,820+58.0% | $6,712+37.0% |
| Admin fee / account holder | $29,464 | $13,989+110.6% | $10,600+178.0% | $11,409+158.3% |