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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,942 | $178,174+91.9% | $156,181+118.9% | $137,256+149.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 15.98% | 84.19%-68.2pp | 64.87%-48.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $3,243 | $4,972-34.8% | $4,294-24.5% | $4,156-22.0% |
| Participant deferral / active EE | $12,403 | $6,888+80.1% | $6,132+102.3% | $6,407+93.6% |
| Admin fee / account holder | $2,180 | $17,404-87.5% | $14,586-85.1% | $12,270-82.2% |