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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,566 | $78,423+37.2% | $95,964+12.1% | $79,856+34.7% |
| Participation rate | 93.3% | 73.5%+19.8pp | 77.1%+16.2pp | 69.6%+23.7pp |
| Annual return | 16.83% | 19.37%-2.5pp | 91.64%-74.8pp | 31.71%-14.9pp |
| Employer contribution / active EE | $6,614 | $1,945+240.0% | $2,541+160.3% | $2,471+167.6% |
| Participant deferral / active EE | $4,277 | $3,440+24.3% | $4,167+2.7% | $3,741+14.3% |
| Admin fee / account holder | $7,413 | $5,622+31.9% | $6,797+9.1% | $5,306+39.7% |