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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $697,695 | $183,988+279.2% | $162,177+330.2% | $152,897+356.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 12.36% | 150.79%-138.4pp | 115.60%-103.2pp | 345.43%-333.1pp |
| Employer contribution / active EE | $29,828 | $6,370+368.3% | $5,613+431.4% | $4,764+526.2% |
| Participant deferral / active EE | $18,800 | $8,032+134.1% | $7,297+157.6% | $5,851+221.3% |
| Admin fee / account holder | $2,859 | $13,123-78.2% | $10,843-73.6% | $11,599-75.3% |