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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,794 | $127,790+142.4% | $106,555+190.7% | $167,536+84.9% |
| Participation rate | 88.9% | 78.3%+10.6pp | 76.1%+12.8pp | 82.1%+6.8pp |
| Annual return | 11.06% | 33.88%-22.8pp | 26.80%-15.7pp | 478.82%-467.8pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,819-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $8,348 | $5,088+64.1% | $4,399+89.8% | $6,342+31.6% |
| Admin fee / account holder | $7,504 | $11,229-33.2% | $7,408+1.3% | $12,315-39.1% |