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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,241 | $165,399+37.4% | $149,745+51.8% | $158,982+42.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.37% | 348.34%-326.0pp | 276.72%-254.3pp | 302.99%-280.6pp |
| Employer contribution / active EE | $3,917 | $5,105-23.3% | $4,646-15.7% | $4,763-17.8% |
| Participant deferral / active EE | $12,754 | $7,183+77.6% | $6,843+86.4% | $5,983+113.2% |
| Admin fee / account holder | $1,166 | $10,811-89.2% | $9,312-87.5% | $11,252-89.6% |