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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,805 | $95,915+81.2% | $79,580+118.4% | $134,532+29.2% |
| Participation rate | 88.9% | 75.0%+13.8pp | 69.5%+19.4pp | 81.2%+7.7pp |
| Annual return | -24.18% | -2.71%-21.5pp | 0.15%-24.3pp | 418.27%-442.5pp |
| Employer contribution / active EE | $1,380 | $3,129-55.9% | $2,413-42.8% | $4,741-70.9% |
| Participant deferral / active EE | $5,205 | $4,693+10.9% | $3,985+30.6% | $6,401-18.7% |
| Admin fee / account holder | $2,444 | $9,132-73.2% | $6,835-64.2% | $11,429-78.6% |