Filed October 27, 2025 (most recent of 2 filings on file)
Total covered: 7 employees
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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 38-2722519 | Other Commissions | $100,062 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$9,840 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,259 | $99,201+3.1% | $96,544+5.9% | $74,473+37.3% |
| Participation rate | 94.1% | 80.7%+13.4pp | 76.0%+18.1pp | 70.7%+23.4pp |
| Annual return | 12.18% | 22.40%-10.2pp | 25.88%-13.7pp | 34.36%-22.2pp |
| Employer contribution / active EE | $5,267 | $2,570+104.9% | $2,966+77.6% | $2,638+99.6% |
| Participant deferral / active EE | $6,447 | $4,938+30.6% | $4,851+32.9% | $4,530+42.3% |
| Admin fee / account holder | -$22 | $225-109.9% | $8,254-100.3% | $347-106.4% |