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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,266 | $176,105+18.8% | $159,474+31.2% | $167,536+24.9% |
| Participation rate | 94.7% | 85.0%+9.8pp | 82.8%+11.9pp | 82.1%+12.6pp |
| Annual return | 13.69% | 331.91%-318.2pp | 263.68%-250.0pp | 478.82%-465.1pp |
| Employer contribution / active EE | $7,645 | $5,299+44.3% | $4,831+58.3% | $4,839+58.0% |
| Participant deferral / active EE | $9,841 | $7,751+27.0% | $7,353+33.8% | $6,342+55.2% |
| Admin fee / account holder | $1,110 | $12,559-91.2% | $10,802-89.7% | $12,315-91.0% |