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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,333,821 | $192,829+591.7% | $142,516+835.9% | $139,466+856.4% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 17.92% | 17.99%-0.1pp | 19.99%-2.1pp | 373.66%-355.7pp |
| Employer contribution / active EE | $24,200 | $5,808+316.6% | $4,849+399.1% | $4,754+409.1% |
| Participant deferral / active EE | $30,000 | $7,200+316.7% | $6,280+377.7% | $6,712+347.0% |
| Admin fee / account holder | $1,084 | $15,120-92.8% | $10,008-89.2% | $11,409-90.5% |