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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,963 | $92,219-35.0% | $76,767-21.9% | $135,380-55.7% |
| Participation rate | 81.8% | 79.8%+2.0pp | 77.0%+4.9pp | 82.6%-0.8pp |
| Annual return | -7.12% | 5.46%-12.6pp | 2.43%-9.6pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,167 | $3,216-63.7% | $2,485-53.1% | $4,779-75.6% |
| Participant deferral / active EE | $1,996 | $4,508-55.7% | $3,852-48.2% | $5,609-64.4% |
| Admin fee / account holder | $822 | $10,749-92.4% | $6,675-87.7% | $10,828-92.4% |