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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,243 | $88,710-64.8% | $81,783-61.8% | $145,959-78.6% |
| Participation rate | 27.3% | 75.0%-47.8pp | 72.4%-45.1pp | 80.3%-53.0pp |
| Annual return | 16.06% | 1027.26%-1011.2pp | 775.05%-759.0pp | 561.95%-545.9pp |
| Employer contribution / active EE | $943 | $3,083-69.4% | $2,913-67.6% | $4,661-79.8% |
| Participant deferral / active EE | $1,012 | $4,645-78.2% | $4,320-76.6% | $6,689-84.9% |
| Admin fee / account holder | $206 | $8,407-97.6% | $7,380-97.2% | $13,398-98.5% |