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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,748 | $138,102-43.7% | $125,381-38.0% | $134,532-42.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -8.49% | 750.73%-759.2pp | 572.31%-580.8pp | 418.27%-426.8pp |
| Employer contribution / active EE | $1,735 | $5,245-66.9% | $4,815-64.0% | $4,741-63.4% |
| Participant deferral / active EE | $8,553 | $7,801+9.6% | $7,448+14.8% | $6,401+33.6% |
| Admin fee / account holder | $3,471 | $11,568-70.0% | $10,007-65.3% | $11,429-69.6% |