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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,699 | $40,174-26.1% | $84,023-64.7% | $67,582-56.1% |
| Participation rate | 48.3% | 62.7%-14.4pp | 69.0%-20.7pp | 71.3%-23.0pp |
| Annual return | 21.74% | 25.82%-4.1pp | 71.32%-49.6pp | 378.57%-356.8pp |
| Employer contribution / active EE | $1,028 | $808+27.2% | $1,984-48.2% | $2,148-52.2% |
| Participant deferral / active EE | $1,508 | $2,301-34.4% | $3,239-53.4% | $3,539-57.4% |
| Admin fee / account holder | $25 | $128-80.6% | $6,102-99.6% | $142-82.5% |