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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,722 | $62,583-33.3% | $76,767-45.7% | $64,173-35.0% |
| Participation rate | 76.7% | 72.8%+3.8pp | 77.0%-0.3pp | 69.6%+7.1pp |
| Annual return | -2.94% | -1.95%-1.0pp | 2.43%-5.4pp | 7.63%-10.6pp |
| Employer contribution / active EE | $256 | $1,832-86.0% | $2,485-89.7% | $2,381-89.3% |
| Participant deferral / active EE | $1,557 | $3,145-50.5% | $3,852-59.6% | $3,470-55.1% |
| Admin fee / account holder | $4,202 | $4,667-10.0% | $6,675-37.0% | $4,887-14.0% |