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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,634 | $175,259+204.5% | $149,723+256.4% | $139,487+282.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.04% | 166.82%-150.8pp | 134.50%-118.5pp | 373.84%-357.8pp |
| Employer contribution / active EE | $11,234 | $5,478+105.1% | $4,821+133.0% | $4,755+136.3% |
| Participant deferral / active EE | $7,500 | $6,522+15.0% | $5,682+32.0% | $6,713+11.7% |
| Admin fee / account holder | $11,049 | $16,158-31.6% | $13,215-16.4% | $11,407-3.1% |