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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,572 | $135,645+123.8% | $110,243+175.4% | $135,380+124.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.03% | 513.24%-517.3pp | 314.76%-318.8pp | 519.81%-523.8pp |
| Employer contribution / active EE | $10,799 | $4,907+120.1% | $3,827+182.2% | $4,779+126.0% |
| Participant deferral / active EE | $8,435 | $5,507+53.2% | $4,672+80.5% | $5,609+50.4% |
| Admin fee / account holder | $63,153 | $11,458+451.2% | $8,548+638.8% | $10,828+483.2% |