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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,418 | $81,276+532.9% | $155,574+230.7% | $80,925+535.7% |
| Participation rate | 90.7% | 66.2%+24.4pp | 78.2%+12.5pp | 67.7%+23.0pp |
| Annual return | 13.54% | 33.36%-19.8pp | 64.87%-51.3pp | 35.65%-22.1pp |
| Employer contribution / active EE | $24,874 | $3,103+701.6% | $4,676+432.0% | $2,756+802.5% |
| Participant deferral / active EE | $14,213 | $3,453+311.6% | $5,629+152.5% | $4,299+230.6% |
| Admin fee / account holder | $7,692 | $7,993-3.8% | $15,914-51.7% | $6,940+10.8% |