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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,418 | $81,358+532.3% | $155,556+230.7% | $80,959+535.4% |
| Participation rate | 90.7% | 66.3%+24.4pp | 78.2%+12.4pp | 67.7%+23.0pp |
| Annual return | 13.54% | 33.39%-19.8pp | 64.84%-51.3pp | 35.67%-22.1pp |
| Employer contribution / active EE | $24,874 | $3,106+700.7% | $4,675+432.0% | $2,757+802.2% |
| Participant deferral / active EE | $14,213 | $3,455+311.3% | $5,631+152.4% | $4,300+230.5% |
| Admin fee / account holder | $7,692 | $7,994-3.8% | $15,885-51.6% | $6,925+11.1% |