Filed September 18, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CMFG LIFE INSURANCE COMPANY7+ years Service code 15 · EIN 39-0230590 | Recordkeeping | $54,238 |
CMFG LIFE INSURANCE COMPANY2 years Filed as: MEMBERS CAPITAL ADVISORS, INC. Service code 27 · EIN 42-0388260 | Advisory (Plan) | $29,983 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,743 | $121,341+4.5% | $189,513-33.1% | $79,386+59.7% |
| Participation rate | 85.7% | 86.1%-0.4pp | 87.8%-2.2pp | 70.7%+15.0pp |
| Annual return | 12.64% | 21.08%-8.4pp | 555.15%-542.5pp | 116.85%-104.2pp |
| Employer contribution / active EE | $5,948 | $3,915+51.9% | $6,162-3.5% | $2,427+145.0% |
| Participant deferral / active EE | $2,948 | $6,395-53.9% | $8,221-64.1% | $4,046-27.1% |
| Admin fee / account holder | $319 | $651-51.0% | $12,045-97.4% | $626-49.1% |