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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,194 | $81,487+248.8% | $102,412+177.5% | $80,935+251.1% |
| Participation rate | 88.1% | 66.8%+21.3pp | 74.5%+13.6pp | 67.7%+20.4pp |
| Annual return | 14.96% | 25.60%-10.6pp | 24.94%-10.0pp | 35.66%-20.7pp |
| Employer contribution / active EE | $12,691 | $3,103+309.0% | $3,870+227.9% | $2,757+360.4% |
| Participant deferral / active EE | $6,036 | $3,871+56.0% | $5,060+19.3% | $4,299+40.4% |
| Admin fee / account holder | $20,333 | $6,717+202.7% | $8,388+142.4% | $6,924+193.6% |