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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $693,823 | $75,962+813.4% | $154,108+350.2% | $64,173+981.2% |
| Participation rate | 84.8% | 70.4%+14.4pp | 83.0%+1.8pp | 69.6%+15.3pp |
| Annual return | -5.61% | 30.32%-35.9pp | 735.21%-740.8pp | 7.63%-13.2pp |
| Employer contribution / active EE | $21,982 | $3,350+556.2% | $5,298+314.9% | $2,381+823.3% |
| Participant deferral / active EE | $18,641 | $3,175+487.2% | $5,081+266.9% | $3,470+437.3% |
| Admin fee / account holder | $15,501 | $5,589+177.3% | $13,411+15.6% | $4,887+217.2% |