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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH - EPS Service code 26 · EIN 13-5674085 | Advisory (Participants) | $58,700 |
Filed as: MERRILL LYNCH - FAS Service code 26 · EIN 13-5674085 | Advisory (Participants) | $7,427 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,626 | $89,652-53.6% | $141,191-70.5% | $65,185-36.1% |
| Participation rate | 79.1% | 74.7%+4.4pp | 82.5%-3.4pp | 70.2%+8.9pp |
| Annual return | 23.85% | 32.79%-8.9pp | 71.41%-47.6pp | 29.38%-5.5pp |
| Employer contribution / active EE | $1,657 | $3,065-45.9% | $4,736-65.0% | $2,177-23.9% |
| Participant deferral / active EE | $3,495 | $5,691-38.6% | $6,710-47.9% | $3,514-0.5% |
| Admin fee / account holder | $472 | $569-17.0% | $10,264-95.4% | $847-44.3% |