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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,747 | $101,778-69.8% | $164,975-81.4% | $80,925-62.0% |
| Participation rate | 63.6% | 71.8%-8.2pp | 78.6%-15.0pp | 67.7%-4.0pp |
| Annual return | 15.01% | 16.73%-1.7pp | 70.12%-55.1pp | 35.65%-20.6pp |
| Employer contribution / active EE | $1,178 | $2,954-60.1% | $4,343-72.9% | $2,756-57.2% |
| Participant deferral / active EE | $2,001 | $4,477-55.3% | $6,033-66.8% | $4,299-53.4% |
| Admin fee / account holder | $10,049 | $8,221+22.2% | $12,688-20.8% | $6,940+44.8% |