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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,407 | $167,362-88.4% | $143,799-86.5% | $134,532-85.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -22.67% | 0.47%-23.1pp | -0.04%-22.6pp | 418.27%-440.9pp |
| Employer contribution / active EE | $2,904 | $5,620-48.3% | $4,952-41.4% | $4,741-38.8% |
| Participant deferral / active EE | $3,349 | $6,447-48.1% | $5,638-40.6% | $6,401-47.7% |
| Admin fee / account holder | $949 | $18,094-94.8% | $14,677-93.5% | $11,429-91.7% |