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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,238 | $172,111-83.0% | $150,298-80.5% | $137,256-78.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.09% | 69.37%-52.3pp | 62.79%-45.7pp | 220.34%-203.2pp |
| Employer contribution / active EE | $4,299 | $4,636-7.3% | $4,154+3.5% | $4,156+3.4% |
| Participant deferral / active EE | $3,660 | $6,166-40.6% | $5,453-32.9% | $6,407-42.9% |
| Admin fee / account holder | $3,655 | $16,471-77.8% | $14,116-74.1% | $12,270-70.2% |