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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,041 | $53,774-23.7% | $134,162-69.4% | $79,856-48.6% |
| Participation rate | 38.6% | 58.8%-20.2pp | 72.2%-33.6pp | 69.6%-31.0pp |
| Annual return | 17.21% | 19.01%-1.8pp | 36.35%-19.1pp | 31.71%-14.5pp |
| Employer contribution / active EE | $0 | $1,322-100.0% | $3,705-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,731 | $2,420-28.5% | $3,500-50.5% | $3,741-53.7% |
| Admin fee / account holder | $131 | $3,985-96.7% | $6,685-98.0% | $5,306-97.5% |