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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,898 | $56,339-29.2% | $104,299-61.7% | $68,490-41.7% |
| Participation rate | 45.9% | 63.3%-17.4pp | 73.3%-27.4pp | 67.9%-22.0pp |
| Annual return | -14.89% | -9.19%-5.7pp | 24.62%-39.5pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,149 | $1,960-41.4% | $3,373-65.9% | $2,597-55.7% |
| Participant deferral / active EE | $1,570 | $3,077-49.0% | $4,626-66.1% | $4,028-61.0% |
| Admin fee / account holder | $440 | $4,902-91.0% | $7,339-94.0% | $5,403-91.9% |