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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,936 | $81,870-37.8% | $119,634-57.4% | $68,490-25.6% |
| Participation rate | 60.0% | 71.9%-11.9pp | 79.3%-19.3pp | 67.9%-7.9pp |
| Annual return | -17.79% | -23.82%+6.0pp | -14.98%-2.8pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,828 | $2,692-32.1% | $4,232-56.8% | $2,597-29.6% |
| Participant deferral / active EE | $3,320 | $4,148-20.0% | $5,601-40.7% | $4,028-17.6% |
| Admin fee / account holder | $15,317 | $6,583+132.7% | $10,329+48.3% | $5,403+183.5% |