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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,624 | $202,463-24.1% | $169,397-9.3% | $139,487+10.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 16.08% | 532.64%-516.6pp | 406.23%-390.1pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,993 | $4,694-57.5% | $4,013-50.3% | $4,755-58.1% |
| Participant deferral / active EE | $4,048 | $6,941-41.7% | $6,223-34.9% | $6,713-39.7% |
| Admin fee / account holder | $29,506 | $10,726+175.1% | $9,017+227.2% | $11,407+158.7% |