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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,744 | $52,722-41.7% | $90,461-66.0% | $73,412-58.1% |
| Participation rate | 48.1% | 67.7%-19.7pp | 72.7%-24.6pp | 72.2%-24.1pp |
| Annual return | 16.96% | 20.70%-3.7pp | 1294.76%-1277.8pp | 59.30%-42.3pp |
| Employer contribution / active EE | $913 | $1,872-51.2% | $3,264-72.0% | $2,234-59.1% |
| Participant deferral / active EE | $1,560 | $2,810-44.5% | $3,964-60.6% | $3,806-59.0% |
| Admin fee / account holder | $11 | $117-90.4% | $5,617-99.8% | $158-92.9% |