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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,154 | $69,118-31.8% | $53,647-12.1% | $138,895-66.1% |
| Participation rate | 95.8% | 64.0%+31.9pp | 56.3%+39.6pp | 79.9%+15.9pp |
| Annual return | 96.05% | 248.26%-152.2pp | 358.33%-262.3pp | 145.39%-49.3pp |
| Employer contribution / active EE | $2,885 | $1,189+142.5% | $962+199.9% | $4,194-31.2% |
| Participant deferral / active EE | $3,810 | $2,274+67.6% | $1,813+110.1% | $6,396-40.4% |
| Admin fee / account holder | $424 | $2,724-84.4% | $2,460-82.8% | $12,562-96.6% |