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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,959 | $166,131+35.4% | $164,975+36.4% | $145,877+54.2% |
| Participation rate | 88.2% | 82.0%+6.2pp | 78.6%+9.6pp | 80.3%+7.9pp |
| Annual return | 4.60% | 100.37%-95.8pp | 70.12%-65.5pp | 551.28%-546.7pp |
| Employer contribution / active EE | $9,931 | $5,276+88.2% | $4,343+128.7% | $4,663+113.0% |
| Participant deferral / active EE | $7,693 | $6,962+10.5% | $6,033+27.5% | $6,691+15.0% |
| Admin fee / account holder | $2,692 | $16,648-83.8% | $12,688-78.8% | $13,402-79.9% |