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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,959 | $166,089+35.4% | $164,928+36.4% | $145,978+54.1% |
| Participation rate | 88.2% | 82.0%+6.2pp | 78.6%+9.6pp | 80.3%+7.9pp |
| Annual return | 4.60% | 100.26%-95.7pp | 70.08%-65.5pp | 550.52%-545.9pp |
| Employer contribution / active EE | $9,931 | $5,276+88.2% | $4,343+128.6% | $4,662+113.0% |
| Participant deferral / active EE | $7,693 | $6,961+10.5% | $6,034+27.5% | $6,690+15.0% |
| Admin fee / account holder | $2,692 | $16,641-83.8% | $12,684-78.8% | $13,400-79.9% |