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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,959 | $166,020+35.5% | $164,866+36.5% | $145,959+54.1% |
| Participation rate | 88.2% | 82.0%+6.2pp | 78.6%+9.6pp | 80.3%+8.0pp |
| Annual return | 4.60% | 100.08%-95.5pp | 69.97%-65.4pp | 561.95%-557.4pp |
| Employer contribution / active EE | $9,931 | $5,275+88.3% | $4,343+128.7% | $4,661+113.1% |
| Participant deferral / active EE | $7,693 | $6,961+10.5% | $6,033+27.5% | $6,689+15.0% |
| Admin fee / account holder | $2,692 | $16,644-83.8% | $12,689-78.8% | $13,398-79.9% |