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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,098 | $153,769+82.2% | $133,975+109.1% | $273,972+2.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 9.20% | 36.51%-27.3pp | 29.29%-20.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $6,630 | $6,029+10.0% | $5,211+27.2% | $4,869+36.2% |
| Participant deferral / active EE | $12,343 | $6,958+77.4% | $6,282+96.5% | $5,287+133.5% |
| Admin fee / account holder | $19,039 | $11,765+61.8% | $9,324+104.2% | $10,133+87.9% |