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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,013 | $93,617-65.8% | $135,982-76.5% | $75,177-57.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 18.01% | 30.89%-12.9pp | 68.32%-50.3pp | 160.75%-142.7pp |
| Employer contribution / active EE | $8,479 | $3,538+139.6% | $4,859+74.5% | $2,671+217.5% |
| Participant deferral / active EE | $9,644 | $6,406+50.5% | $7,760+24.3% | $4,126+133.7% |
| Admin fee / account holder | $3,078 | $6,980-55.9% | $10,767-71.4% | $5,651-45.5% |