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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,239 | $160,040-64.2% | $147,096-61.1% | $145,877-60.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 102.04% | 98.49%+3.5pp | 419.75%-317.7pp | 551.28%-449.2pp |
| Employer contribution / active EE | $2,296 | $5,289-56.6% | $4,936-53.5% | $4,663-50.8% |
| Participant deferral / active EE | $0 | $8,429-100.0% | $8,071-100.0% | $6,691-100.0% |
| Admin fee / account holder | $348 | $15,050-97.7% | $13,005-97.3% | $13,402-97.4% |