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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,474 | $160,040-71.0% | $147,096-68.4% | $145,877-68.1% |
| Participation rate | 42.9% | 84.0%-41.2pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 20.43% | 98.49%-78.1pp | 419.75%-399.3pp | 551.28%-530.9pp |
| Employer contribution / active EE | $3,866 | $5,289-26.9% | $4,936-21.7% | $4,663-17.1% |
| Participant deferral / active EE | $4,708 | $8,429-44.1% | $8,071-41.7% | $6,691-29.6% |
| Admin fee / account holder | $6,582 | $15,050-56.3% | $13,005-49.4% | $13,402-50.9% |