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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,474 | $159,934-70.9% | $147,005-68.4% | $145,959-68.2% |
| Participation rate | 42.9% | 84.0%-41.1pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 20.43% | 98.24%-77.8pp | 418.76%-398.3pp | 561.95%-541.5pp |
| Employer contribution / active EE | $3,866 | $5,287-26.9% | $4,934-21.7% | $4,661-17.1% |
| Participant deferral / active EE | $4,708 | $8,427-44.1% | $8,070-41.7% | $6,689-29.6% |
| Admin fee / account holder | $6,582 | $15,053-56.3% | $13,006-49.4% | $13,398-50.9% |