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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,474 | $160,070-71.0% | $147,117-68.4% | $145,897-68.1% |
| Participation rate | 42.9% | 84.0%-41.2pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 20.43% | 98.69%-78.3pp | 420.54%-400.1pp | 552.29%-531.9pp |
| Employer contribution / active EE | $3,866 | $5,285-26.8% | $4,932-21.6% | $4,663-17.1% |
| Participant deferral / active EE | $4,708 | $8,419-44.1% | $8,065-41.6% | $6,689-29.6% |
| Admin fee / account holder | $6,582 | $15,035-56.2% | $12,993-49.3% | $13,390-50.8% |