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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,321 | $215,361-84.5% | $171,082-80.5% | $273,972-87.8% |
| Participation rate | 52.2% | 82.0%-29.9pp | 76.7%-24.5pp | 83.0%-30.8pp |
| Annual return | 16.44% | 25.14%-8.7pp | 32.56%-16.1pp | 41.46%-25.0pp |
| Employer contribution / active EE | $3,321 | $4,967-33.1% | $4,002-17.0% | $4,869-31.8% |
| Participant deferral / active EE | $5,095 | $5,543-8.1% | $4,797+6.2% | $5,287-3.6% |
| Admin fee / account holder | $168 | $10,846-98.5% | $8,520-98.0% | $10,133-98.3% |