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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,812 | $181,896-79.8% | $156,551-76.5% | $273,972-86.6% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 5.39% | 30.74%-25.4pp | 32.23%-26.8pp | 41.46%-36.1pp |
| Employer contribution / active EE | $1,230 | $6,248-80.3% | $5,501-77.6% | $4,869-74.7% |
| Participant deferral / active EE | $2,792 | $5,550-49.7% | $4,871-42.7% | $5,287-47.2% |
| Admin fee / account holder | $706 | $15,560-95.5% | $13,028-94.6% | $10,133-93.0% |