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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,866 | $89,367-46.4% | $141,191-66.1% | $72,975-34.4% |
| Participation rate | 82.9% | 75.1%+7.7pp | 82.5%+0.4pp | 69.5%+13.4pp |
| Annual return | 0.00% | 111.87%-111.9pp | 71.41%-71.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $2,584 | $3,115-17.0% | $4,736-45.4% | $2,440+5.9% |
| Participant deferral / active EE | $6,279 | $5,419+15.9% | $6,710-6.4% | $3,608+74.0% |
| Admin fee / account holder | $364 | $5,957-93.9% | $10,264-96.5% | $5,124-92.9% |