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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,216 | $183,592-61.2% | $155,574-54.2% | $145,877-51.2% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 6.75% | 61.37%-54.6pp | 64.87%-58.1pp | 551.28%-544.5pp |
| Employer contribution / active EE | $4,848 | $5,317-8.8% | $4,676+3.7% | $4,663+4.0% |
| Participant deferral / active EE | $3,910 | $6,466-39.5% | $5,629-30.5% | $6,691-41.6% |
| Admin fee / account holder | $528 | $19,316-97.3% | $15,914-96.7% | $13,402-96.1% |