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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,932 | $162,136-94.5% | $152,301-94.1% | $154,746-94.2% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 8.51% | 91.02%-82.5pp | 80.50%-72.0pp | 172.34%-163.8pp |
| Employer contribution / active EE | $1,283 | $4,890-73.8% | $4,624-72.3% | $4,379-70.7% |
| Participant deferral / active EE | $4,817 | $8,341-42.3% | $8,004-39.8% | $6,730-28.4% |
| Admin fee / account holder | $31,185 | $15,759+97.9% | $14,398+116.6% | $14,365+117.1% |