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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,932 | $196,972-95.5% | $182,262-95.1% | $198,609-95.5% |
| Participation rate | 91.7% | 85.7%+6.0pp | 84.2%+7.5pp | 82.4%+9.3pp |
| Annual return | 8.51% | 158.27%-149.8pp | 140.60%-132.1pp | 202.70%-194.2pp |
| Employer contribution / active EE | $1,283 | $5,364-76.1% | $5,046-74.6% | $5,055-74.6% |
| Participant deferral / active EE | $4,817 | $8,643-44.3% | $8,276-41.8% | $6,977-31.0% |
| Admin fee / account holder | $31,185 | $18,429+69.2% | $16,712+86.6% | $19,030+63.9% |