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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,154 | $93,064-92.3% | $74,577-90.4% | $273,972-97.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 0.00% | 26.18%-26.2pp | 20.47%-20.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,074 | $3,160-34.4% | $2,525-17.9% | $4,869-57.4% |
| Participant deferral / active EE | $3,423 | $4,160-17.7% | $3,458-1.0% | $5,287-35.3% |
| Admin fee / account holder | $614 | $5,273-88.3% | $4,138-85.2% | $10,133-93.9% |