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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,118 | $73,546-50.9% | $63,018-42.7% | $147,586-75.5% |
| Participation rate | 68.8% | 77.9%-9.1pp | 74.8%-6.1pp | 82.8%-14.1pp |
| Annual return | 13.90% | 175.56%-161.7pp | 87.62%-73.7pp | 578.59%-564.7pp |
| Employer contribution / active EE | $331 | $3,324-90.0% | $2,761-88.0% | $4,876-93.2% |
| Participant deferral / active EE | $3,067 | $4,185-26.7% | $3,330-7.9% | $5,439-43.6% |
| Admin fee / account holder | $5,034 | $5,956-15.5% | $3,601+39.8% | $10,886-53.8% |